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What is Preferred Purchase®?
Preferred Purchase is a comfortable approach to car-buying with options and flexibility.
Browse our inventory online to find the perfect vehicle for you.
Click the “Preferred Purchase” button to start the buying process.
Have a quick question? Want to ensure the vehicle is in stock? Use “Chat” to talk to a member of our MINI financing team right away. We will be happy to answer any questions you may have.
Buying a car for the first time? First experience with our brand? Sometimes it is easiest to just give us a call. We are standing by to help any way we can, and that means there’s no better place to secure car financing in greater Minneapolis.
Don’t feel like talking to us just yet? No problem. Use Preferred Purchase Online to get acquainted with your purchasing options from the comfort of your home. While online, value your trade in, explore current programs and incentives, view estimated finance and lease payments, and get pre-qualified.
Start an Adventure with Our MINI Finance Team
Whether you’re determined to buy or lease, it pays to start your journey with the MINI finance team at Motorwerks MINI. We know everything there is to know about MINI auto finance, and we’re more than happy to teach you the ins-and-outs of leasing, too. If you’re anywhere near St Louis Park or Minneapolis, don’t wait to find out what we can do for you.
Our dedication to superior customer service isn’t the only factor that sets us apart! As a proud member of the Penske Automotive Group, we’re able to connect you to a wide variety of exciting MINI finance offers and opportunities, and that means it’s easy to save on every monthly payment. For leasing and car financing in Minneapolis and beyond, you won’t find anyone who can match what we’re offering.
Leasing vs. Financing: Making the Right Decision
Our MINI financing plans can help you build equity and work toward full ownership. On the other hand, our car leasing opportunities can help you lock in the lowest monthly payment available and stay up-to-date with the latest features.
Our MINI financing team would be happy to walk you through the ins and outs of both options, but you should also keep the following points in mind:
MINI Cooper financing is fairly straightforward. You’ll take out a loan for the full value of the vehicle and pay it off over the next few years.
Leasing is similar to financing, but you’re only paying for a portion of the vehicle’s value. As a result, you’ll also enjoy a lower down payment and pay less in tax.
Drivers who lease will need to abide by a mileage limit while they’re behind the wheel. Those who finance can drive as much as they like, but they’ll be on the hook for repair and maintenance costs as the vehicle ages.
MINI financing gives you the flexibility to sell or trade in your model at any time–as long as you’re not under water on your loan. With leasing, you’ll need to stick to the contract; however, trading up for a new model is even easier.
Why Should You Finance with Motorwerks MINI?
Just ask your neighbors! Our MINI auto finance team is known as one of the friendliest in the Minnetonka area. We can help you explore all of your MINI financing and insurance options before you sign on the dotted line.
What’s more, drivers who work with our MINI finance team will benefit from Preferred Purchase® Online, a complete suite of tools and features designed to take you from research to ownership. That means it’s easy to value a trade-in, apply for financing, or chat with a representative online. And, if you’d prefer to speak to someone in person, we’d love to see you here at Motorwerks MINI.